Homeowners

• Dwelling coverage pays if your house is damaged or destroyed by something your policy covers.
• Personal property coverage pays if your furniture, clothing, and other things you own are stolen, damaged, or destroyed.
• Other structures coverage pays to repair structures on your property that aren't attached to your house. This includes detached garages, storage sheds, and fences.
• Loss of use coverage pays your additional living expenses if you have to move while your house is being repaired to fix damages your policy covers. Additional living expenses include rent, food, and other costs you wouldn't have if you were still in your home.
• Personal liability coverage pays medical bills, lost wages, and other costs for people that you're legally responsible for injuring. It also pays if you're responsible for damaging someone else's property. It also pays your court costs if you're sued because of an accident.
• Medical payments coverage pays the medical bills of people hurt on your property. It also pays for some injuries that happen away from your home - if your dog bites someone at the park, for instance.

• Policy Term: 1 year
• Limits: $150,000 - $750,000 (Up to 1 million subject to approval)
• Wind Deductible: from 1% and up and All other Perils from $1000 and up
• Personal Liability: Up to $500,000
• Medical Payments: Up to $5000
• Replacement Cost on Personal Property: Up to 60% of Dwelling Coverage
• Residential Glass Coverage
• Increased Limits On Jewelry and Fur
• Identity Theft Coverage
• Service Line Coverage
• Equipment Breakdown coverage
• Water Backup and Sump Discharge Coverage
• Pet Coverage
• Owned Motorized Golf Cart Physical Loss Coverage
• Cyber Protection Insurance
• Solar Panel Coverage